Financing · United States

EV charger financing: pay as you charge.

With EV charger financing, put EV charging on your site with little or no money down, then let the charging revenue and demand-charge savings carry the payments. We connect you with a financing partner that specializes in these projects, on approved credit.

  • $0 down options
  • Lease or own
  • Hardware, install, and software in one package

MÖTEN evfc is a referral source, not a lender. On approved credit. Terms vary by program, applicant, and market.

Why finance

The return is rarely the problem. The day-one check is.

A charging site earns from the day it switches on. Financing lets you capture that return without writing a six-figure check up front, so a strong project does not sit and wait.

Keep your capital

Spread the cost instead of a lump outlay, and put your capital toward the core of your business.

Let the site help pay

Pay-as-you-charge lines the payments up against the charging revenue and demand-charge savings the site produces.

Smart tax timing

Equipment financing lets you pursue the deduction in the year you place equipment in service while you spread the payments. Confirm details with your tax advisor.

Stack local incentives

Many states and utilities run their own EV charger rebates. Program budgets open and close, so check current status by state before you plan around one.

The menu

Three ways to finance the project

Most popular

Pay as you charge

$0 down options

Little or no money up front. The charging revenue and the demand-charge savings the site produces help cover the payments, so the project does not tie up your capital.

Best for: revenue-generating public, fleet, hotel, and multifamily sites.

Lease or lease-to-own

Preserve capital

Low, predictable monthly payments that keep the cost off your capital budget, with the option to own the system at the end of the term.

Best for: operators who want predictable operating costs and budget flexibility.

Equipment loan

Own from day one

Own the system outright with fixed payments over the term, so you hold the asset and its depreciation while spreading the cost.

Best for: buyers who want ownership and to pursue the depreciation benefit.

All structures are subject to credit approval. Rates and terms are set by the financing partner after a credit review and vary by program, applicant, and market. We do not publish a rate.

How it works

From numbers to switched-on, in five steps

  1. Run your numbers

    Use the 10-year P&L tool to see what your site earns and saves over its life. No email gate, built by engineers.

  2. Tell us about the project

    Choose Finance this project and share your site, product mix, and timeline. A sales engineer scopes it with you.

  3. We introduce you to a financing partner

    We connect you with a private lender that specializes in EV charging projects. MÖTEN evfc does not lend and carries no part of your credit file.

  4. The lender structures your facility

    The lender works directly with you to set the structure and terms that fit, on approved credit.

  5. Install and go live

    Level 2 ships in 48 hours. DC fast and battery-buffered systems ship in 60 to 90 days. Then the payments line up with the revenue.

No credit risk to you from MÖTEN. We are a referral source, not a lender. Your agreement, your terms, and your credit relationship are all directly with the financing partner, on approved credit.

What it covers

One package, one payment

Most commercial projects finance as a single bundle, so there is one payment to manage, not three separate bills for equipment, labor, and software.

  • Hardware, your MÖTEN chargers and any pedestals or accessories.
  • Installation and eligible electrical work, scoped through a certified contractor.
  • Software, the eMÖTEN platform that is included with every MÖTEN charger, so there is no separate CMS bill to finance.
Tax timing and incentives

Finance now, deduct now.

State and utility programs

Many states and utilities offer their own EV charger rebates or incentives. Rules, amounts and budgets change, so check current status with the program before you count on it. Eligibility is never guaranteed.

Deduction timing

With equipment financing you can pursue the Section 179 or bonus-depreciation deduction in the year you place the equipment in service, while you spread the payments. The tax benefit can land before the system is paid off.

Confirm any deduction or incentive with a tax advisor and the program before you rely on it. This is general information, not tax advice.

Questions

Financing FAQ

Does MÖTEN evfc offer financing?

Yes. EV charger financing is available for commercial EV charging projects in the United States, on approved credit. We introduce you to a financing partner that specializes in these projects.

Is there a minimum project size?

Financing is designed for commercial projects, typically starting around $15,000. For a single home charger, the simplest path is usually to buy it outright and check whether your state or utility offers a home charger rebate.

What is pay as you charge?

Pay as you charge is a structure with little or no money down, where the charging revenue and demand-charge savings the site produces help cover the payments. Terms vary by program, applicant, and market, on approved credit.

Does MÖTEN evfc lend the money or check my credit?

No. MÖTEN evfc is not a lender and carries no part of your credit file. We connect you with a private lender, and the lender works directly with you to structure the facility.

What can I finance?

A typical package covers the hardware, the installation and eligible electrical work, and the eMÖTEN software that is included with every MÖTEN charger. Commercial Level 2, DC fast, and battery-buffered systems can all be financed.

What are the rates and terms?

Rates and terms are set by the financing partner after a credit review, on approved credit, and vary by program, applicant, and market. We do not publish a rate.

What financing structures are available?

Three structures are available: pay as you charge with little or no money down, lease or lease-to-own, and an equipment loan to own the system outright.

Can I combine financing with a rebate?

Often yes. Financing covers the project cost, and a state or utility rebate, where one applies, is paid under that program's own rules. Check current status on our rebates by state page and confirm with the program and your financing partner.

How do I get started?

Run your numbers in the economics tool to size the return, then choose Finance this project and tell us about your site. We will introduce you to a financing partner.

Financing available

The numbers work. Now keep your capital.

You have seen the 10-year return. Financing lets you capture it without the upfront outlay: pay as you charge and let the project fund itself.

  • Pay as you charge Little or no money down, the project pays for itself over time.
  • Lease or lease-to-own Low monthly payments, keep your capital.
  • Equipment loan Own it outright, fixed payments over the term.

Financing is provided by third-party partners, on approved credit. Structures, terms, and availability vary by program, applicant, and market.

Put the project on the road, not on hold.

Run your numbers, then let us connect you with a financing partner so capex is never the reason a strong project waits.

Prefer to talk it through? Call +1 (888) 528-7582

MÖTEN evfc, EVFastCharge Ltd. · Wilmington, Delaware. Referral source, not a lender. On approved credit. Terms vary by program, applicant, and market.